Surviving High Debt States

Are you more likely to have more debt according to what state you live in? In a recent report done by Experian on the debt averages per state, the answer is yes! The report, compiled from approximately 3 million consumers nationwide, shows that the North East states of New Hampshire, Connecticut and Rhode Island have… Continue reading Surviving High Debt States

Understanding All About Structured Settlement Loans

You can get structured settlement loans in almost all states of the US. Mostly, people enter into structured settlements for getting compensation from the companies or individuals after lawsuits. This compensation is paid over a set time period, and in equal installments. These installments are mostly in the form of life insurance agreement that can… Continue reading Understanding All About Structured Settlement Loans

ERISA Pension Plan Risk Transfer Review for 2019

The primary reasons for the popularity of pension risk transfers in 2019 remain unchanged from earlier years, with a focus on the four financial management goals listed below. “Derisk” the corporate balance sheet by transferring pension obligations to third parties (typically life insurance companies) who assume responsibility for payment and administration of future pension payments… Continue reading ERISA Pension Plan Risk Transfer Review for 2019

Imperial Structured Settlements

One of the foremost finance companies dealing with the purchase of structured settlement payments rights are imperial structured settlements. People involved in lawsuits and settling for injury, wrongful death or malpractice often claim their compensation in periodic payments. This however is not useful for those people n need of upfront cash. This is where imperial… Continue reading Imperial Structured Settlements

Pension Annuitization Continues in De-Risking Trend

A consumer products company announced that effective June 1, retirement pension benefits owed to approximately 21,000 of its retirees will now come from two U.S. insurers. The company’s benefit obligation was about $7 billion, while plan assets stood around $6 billion in 2014. Although the first insurance company will be the sole annuity administrator for… Continue reading Pension Annuitization Continues in De-Risking Trend

Structured Settlement Loan: How To Get One

It is possible to receive a structured settlement loan in almost all regions of the United States. People enter into structured settlements to receive compensation from individuals or companies after sustaining personal injuries. The compensation is paid over a set period of time and in small installments. These installments, which are mostly given as part… Continue reading Structured Settlement Loan: How To Get One

Use the "Back Door Escape Hatch" to Compare Bond and Annuity Benefits

This tip really works when you are dealing with a prospect that owns bonds. Almost all bonds issued in today’s market have a callable feature to them. This means that if the bond issuer can offer the same bonds at a lower interest rate than they are currently paying, they will “call” the bonds and… Continue reading Use the "Back Door Escape Hatch" to Compare Bond and Annuity Benefits

Variable Annuity Life Insurance – One Retirement Planning Option

Variable annuity life insurance is one among many competing life insurance products. There are different types of insurance that are being offered to everyone and this insurance has benefits as well as their disadvantages. But they were originally made and offer not to get money from their clients but to help them. With our community… Continue reading Variable Annuity Life Insurance – One Retirement Planning Option

MYGA Annuity VS A Jumbo CD

A trip to the bank these days can be depressing. Why? Interest rates are still at extremely low rates. The Federal Reserve Bank has been printing money and keeping rates low in an effort to stimulate the economy. While this strategy has worked in the short-term it has created a problem for those who would… Continue reading MYGA Annuity VS A Jumbo CD